Debt and financial counselling

Contributed by Ian Macdonald and Andrea Highman and current to 1 September 2005

Financial counsellors can provide expert information and advice to individuals and families in financial hardship regarding debts, rights under the various consumer laws and the debt recovery system. They can act as negotiators with creditors and, with access to expert legal advice, can provide para-legal advice on credit, debt and bankruptcy. To find out the location of the nearest financial counsellor, contact the Financial Counsellors Resource Project.